How to Get Euros in the USA [2024] (2024)

How to get euros in the US

There are a few different ways to get euros in the US, so you can pick the method that suits you best. Each service will have its own process, so whichever way you choose, you’ll want to check directly with the provider you choose to make sure you know exactly what’s required to get your EUR conveniently and without unnecessary delays.

Usually if you plan to get foreign currency cash through a bank or a specialist travel money service, you’ll need to visit a branch or agent location, and take along your USD in cash, or a card to pay for your euros. Assuming the bank or currency exchange office you visit has enough EUR in stock, you’ll be able to take away your travel money instantly.

However, picking up your euros in person is not necessarily the most convenient choice. In many cases, you’ll also have the option to arrange your EUR online, which means you can get everything organised without needing to take extra time out of your day to go to the bank.

How to buy euros online

Often buying euros online is more convenient than visiting a branch in person. One great option is to sign up for a multi-currency account with a linked card which lets you manage your account digitally and make cash withdrawals. Specialist non-bank providers like Wise and Revolut both offer convenient ways to hold, exchange and spend in a broad selection of foreign currencies, with easy to manage accounts you can access from your phone.

To buy euros online with a specialist provider that offers multi-currency accounts or travel cards, you’ll usually need to:

  • Head to the provider’s website or download their app
  • Hit Sign Up, add your personal details and create a password
  • Get verified by uploading images of your ID documents - you might also need a proof of address
  • Add some money to your account in USD, for spending later

Depending on the provider you pick, you can order a linked international debit card to spend in euros while you’re in Europe, or you can convert to the currency you need to make online payments. Some providers can issue you a virtual card instantly for secure online spending, and once you have your physical card you can withdraw cash in euros as you travel for convenience.

Go to WiseGo to Revolut

How to get euros in cash in the US

If you’re keen to have travel money in your pocket before you leave the US, you can also choose to order cash in euros online and either collect it or have it delivered to your home address. That can be a convenient option, and gives you the reassurance that you’ll have access to EUR even before you travel.

To buy euros for cash spending with an online money exchange service, you’ll usually need to:

  • Visit the provider’s website, and place an order for your currency
  • Decide if you want to have your money delivered, or collect your cash at an agent location
  • Make payment for your foreign currency in USD
  • When you collect your cash, or when it’s delivered you’ll need to show a valid ID document
How to Get Euros in the USA [2024] (2024)

FAQs

How to Get Euros in the USA [2024]? ›

What is the cheapest way to get euros in the US? You'll need to compare exchange rates and fees for your bank with currency exchange services such as CXI. But a travel card such as the Wise international debit card can be a cheaper option, offering low fees and fairer, margin-free exchange rates.

What is the cheapest way to get euros in the US? ›

Banks, credit unions, and online currency exchange bureaus and converters provide convenient and often inexpensive currency exchange services. Also, your own bank's overseas ATM or a foreign bank's are ways to get local currency with a credit card or ATM card once you have arrived.

How to get euros in the US Bank of America? ›

Customers with Bank of America checking and savings accounts can order foreign currency through Online Banking or the Mobile Banking App. Customers with credit cards only can order currency at a financial center. Find out how much foreign currency you need for your trip and look up cash exchange rates.

Can I get euros at my bank in the US? ›

Most banks and credit unions can do the currency conversion for euros. That said, it is always wise to call ahead of time to ensure they can accommodate such an exchange. Before exchanging currency at a bank, You should ask a few questions: What is the foreign exchange rate?

Should I get euros before going to Europe from the USA? ›

Resist the urge to buy foreign currency before your trip.

Some tourists feel like they must have euros or British pounds in their pockets when they step off the airplane, but they pay the price in bad stateside exchange rates. Wait until you arrive to withdraw money.

Is it cheaper to get euros at bank or airport? ›

It is cheaper to exchange money at the bank (or by using an ATM) than the airport. That's because currency exchange stores and kiosks at the airports mark up the exchange rate to make a profit.

How much cash should I bring to Europe for 2 weeks? ›

A good rule of thumb is to carry $50-$100 a day in the local currency while travelling. Remember, though, that cash may not be the best option to pay for travel expenses. Credit cards offer great rewards, lower transaction fees, and can help you get a better exchange rate.

Can I walk into a Bank of America and get foreign currency? ›

Any Bank of America customer can exchange foreign currency at any financial center.

Where is the best place to convert dollars to euros? ›

The best place to exchange foreign currency in the U.S. is at your local bank or credit union before you leave for your trip.

Where can I get euros before my trip? ›

Before your trip, it's best to do a currency exchange at your bank or credit union, which likely offers better rates and fewer and/or lower fees. Your bank or credit union may buy back leftover foreign currency in exchange for dollars when you return.

Where's the best place to get euros? ›

Waitrose has the best Euro rate right now at 1.1624. You'll need to order online to guarantee this rate as rates may be lower in store. You can buy your euros online and collect them from your nearest Waitrose travel money store if you don't want to wait for home delivery.

Can I get euros at the post office? ›

Yes, many of our branches keep euros in stock. You can check if any branches near you do this with our branch finder.

Is it better to exchange currency at home or abroad? ›

Convenience and accessibility are key considerations when deciding between exchanging currency at home or abroad. Exchanging currency before your trip offers the convenience of having local currency readily available upon arrival at your destination and you won't need to worry about exchanging currency abroad.

What is the cheapest way to buy euros? ›

What is the cheapest way to get euros in the US? You'll need to compare exchange rates and fees for your bank with currency exchange services such as CXI. But a travel card such as the Wise international debit card can be a cheaper option, offering low fees and fairer, margin-free exchange rates.

How long does it take to get euros from the US bank? ›

For most currencies, place your order by 2 p.m. and it will be delivered to the eligible U.S. Bank branch of your choice the next business day. If you place your order after 2 p.m., it will be available in two business days.

How long does it take to get euros from Bank of America? ›

When will my order be shipped and when will I receive it? Orders placed before 2 p.m. (delivery address local time) are shipped the same day. Orders placed after 2 p.m. or on Saturdays, Sundays and holidays are shipped the next business day. With standard shipping, orders generally arrive within 1-3 business days.

Where can I get the best exchange rate for US dollars to euros? ›

The best place to exchange foreign currency in the U.S. is at your local bank or credit union before you leave for your trip.

What is the cheapest way to transfer dollars to euros? ›

Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money.

Where can I get the best exchange rate for euros? ›

Waitrose has the best Euro rate right now at 1.1583. You'll need to order online to guarantee this rate as rates may be lower in store. You can buy your euros online and collect them from your nearest Waitrose travel money store if you don't want to wait for home delivery.

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