Online Banking | Banking Services | South Carolina Federal (2024)

Online Banking gives you more control of your finances, all the time.

Anytime convenience

Take care of financial matters whenever your schedule allows.

Better organization

View all of your transactions easily and at-a-glance.

Time-saving features

Transfer money, pay bills, and more with just a few clicks.

Unlock the potential of Online Banking for your personal finances.

When you in enroll in Online Banking from South Carolina Federal Credit Union, you gain an advantage. You save time on financial tasks and you get peace of mind knowing everything is in order. Take a look at everything Online Banking offers through this demo or video tour.

My Credit Score

Gain instant access to your credit score and credit report, along with personalized tips on how to maintain or improve your score.

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Zelle®

This fast and safe service lets you send and request money with friends, family, and others you trust2, all within Online Banking1.

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Manage Your Cards

More power. More peace of mind. From Online Banking, you can track your spending, turn your cards on/off, set spending limits, access your card 24/7, and more. Simply log in to Online Banking and click on "Manage Cards" to get started.

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Alerts

Know exactly when activity occurs on your account by enabling alerts to your phone or email address.

Bill Pay

Manage your bills within Online Banking by making one-time payments or scheduling recurring payments.

Transfers

Quickly transfer money between checking, savings, credit card, and loan accounts, whether with South Carolina Federal Credit Union or other financial institutions.

eStatements

Receive your monthly statements electronically for better security and quicker access.

ACH Stop Payment Form

This is for ACH stop payments only. For check stop payments, please log into online banking.

Be more mobile*! Tap into Mobile Banking and use our app to manage your money anywhere you go*.

Do it all online.

Enroll Now

Online Banking | Banking Services | South Carolina Federal (1)

Frequently
asked questions

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To sign up for Online Banking, click on "Login" at the top of the screen, then click on "First Time User", and follow the prompts.

To sign up for Mobile Banking, download the app from the App Store or Google Play by searching for "South Caroline Federal Credit Union." If you already have an Online Banking User ID and password, you can use it to log in. Or, click on "enroll now" to establish a User ID and password.

If you forget your User ID and/or password, you can use the "Recover User ID" and/or "Forgot Password" tools located just under the login area. These tools can also help if you become locked out of your account due to too many invalid login attempts.

If you are unable to access Online Banking, try using the "Forgot Password" tool. You will then be prompted to create a new password. If you are still unable to access Online Banking, we recommend visiting a financial centerorcontacting us for additional assistance.

If you are able to log into Online Banking, follow these steps to change your username:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "User ID."
  • Enter your new User ID.
  • Confirm your new User ID.
  • Click "Save."

If you are unable to log into Online Banking but would like to change your user ID, please visit a financial centerorcontact us.

To change your password in Online Banking:

  • Click on "Settings."
  • Click on "Profile."
  • Click on "Password."
  • Enter your current password.
  • Enter your new password.
  • Confirm your new password.
  • Click "Save."

To change your password in Mobile Banking1:

  • Click on "More."
  • Click on "Change password."
  • Follow the prompts.

Please note that, for security purposes, you may be prompted to receive a one-time passcode when making this type of change to your account. You can choose to receive the passcode via text message or phone call. Like all passwords, it is important to keep your Online and Mobile Banking1 password confidential.

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Online Banking | Banking Services | South Carolina Federal (2)

Remote deposit gets money in your account faster.

Deposit checks simply by using the camera on your phone or tablet to photograph the front and back of your check.

Mobile Banking

*

All of our Mobile Banking products require an Online Banking login, a data plan with a wireless provider, and in some cases, enrollment into Bill Pay. South Carolina Federal Credit Union provides Mobile Banking as a free service. Consult your provider for any fees associated with your mobile web service.

1

Terms and conditions are available through Online Banking and must be agreed to before use.

2

U.S. checking or savings account required to use Zelle®. Transactions between enrolled consumers typically occur in minutes and generally do not incur transaction fees.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Must have a bank account in the U.S. to use Zelle®.

Online Banking | Banking Services | South Carolina Federal (2024)

FAQs

Does South Carolina Federal use Zelle? ›

It's easy — Zelle® is already available within Online Banking through "Pay Bills" and Mobile Banking through "Transfer and Pay"! Check our app or log into Online Banking and follow a few simple steps to enroll with Zelle® today.

Can anyone join South Carolina Federal Credit Union? ›

You can join through family relationships, employers, geographic areas, or military or member associations. You can simply become a member of the South Carolina Federal Credit Union Foundation via a one-time $5.00 membership fee.

How do I check my Scfcu balance? ›

Text any of the following commands/keywords to 898265 to receive information about your accounts: BAL = Account balances. HIST + texting nickname (ex. HIST Checking) = Account history.

Who owns South Carolina Federal Credit Union? ›

South Carolina Federal is a multiple common bond credit union. Credit unions are owned and governed by the people who use its services. Those people are called "members" and each member is an equal owner of the institution.

Is cash App a federal bank? ›

Cash App is a financial services platform, not a bank. Banking services are provided by Cash App's bank partner(s). Prepaid debit cards issued by Sutton Bank. Brokerage services by Cash App Investing LLC, member FINRA/SIPC, subsidiary of Block, Inc.

What is the downside of using Zelle? ›

Unlike many money transfer apps, Zelle does not charge a fee for instant transfers. Zelle transfers are generally secure, but the app does carry risks, including the risk of glitches at banks that can affect money transfers.

Can I check my balance online? ›

You can get a current view of your finances by visiting the bank's website or mobile app. An ATM visit, phone call or bank statement are other convenient ways to check your balance. If you prefer to speak with someone in person, you also have the option of talking to a bank teller.

How do I check my federal bank balance on my phone? ›

How to get the balance ? To get account balance, please give a missed call to the number 8431900900. You will receive an SMS containing balance details of your account.

What bank is routing number 253278401? ›

South Carolina Federal's routing (MICR) number is 253278401.

What is the largest SC credit union? ›

Founders FCU is the largest credit union in South Carolina, manages over $4.5 billion in assets, and serves over 262,000 members.

Is SC Federal Credit Union FDIC insured? ›

The National Credit Union Administration (NCUA) protects members' funds up to $250,000, the same as Federal Deposit Insurance Corporation (FDIC) insurance at a bank. We are part of the Allpoint Network of more than 55,000 surcharge-free ATMs worldwide, giving you convenient access to your money wherever you travel.

Does Zelle work with Federal credit union? ›

If you have already enrolled with Zelle®, you do not need to take any further action. The money will be sent directly into your Los Angeles Federal Credit Union account, typically within minutes1.

Does Federal bank have Zelle? ›

To get started, log into First Federal Savings Bank's mobile app and select "Send Money with Zelle®". Following the prompts, enter the information requested, accept the terms and conditions, and you're ready to start sending and receiving with Zelle®.

Does Southern Federal Credit Union have Zelle? ›

You can send, request or receive money with Zelle®. To start using Zelle® at Southern Federal Credit Union, you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by accessing our website and logging in to Online Banking.

Is Zelle federally regulated? ›

The Zelle Network, and all network participants, are subject to oversight by federal financial regulatory agencies. The company's efforts to protect consumers and small businesses are paying off, with less than one-tenth of one percent of transactions reported as fraud or scams in 2023.

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