Foreigners in Mexico need options to protect their property and belongings. Unfortunately, those looking for Mexican home insurance may be disappointed with the available traditional Mexican home insurance policies.
Many traditional Mexican home insurance policies don’t provide coverage that suits the needs of foreigners. The structure of traditional Mexican home insurance policies is different from typical American and global policies and often contain funny exclusions that limit coverage when it is most important. Worse yet, policy terms may not be offered in English and coverage limits are in Mexican Pesos instead of US Dollars. As such, foreigners are stuck with policies that are unfamiliar, difficult to understand, and don’t provide adequate coverage.
MexiPass understands the issues with the Mexican home insurance market and knows that foreigners need a suitable option to fit their unique needs. MexiPass is Mexican Insurance… the American Way!®
Mexican Home Insurance the American Way
MexiPass specializes in providing superior Mexican home insurance policies that are specifically tailored to fit the needs of foreigners with homes, condos or who rent in Mexico. MexiPass Mexican home insurance policies uphold the same standards as American policies and contain all the same coverage parts as the policy you carry at home.
Our policies provide terms in both English and Spanish and read just like US home insurance policies (US-HO4/5/6). Moreover, we make buying and selling insurance simple through our online portal. We offer simplified rating making it easy to instantly quote and bind policies online!
At MexiPass, we strive to ensure our policies provide the best coverage, helpful benefits, and convenient ease-of-use.
MexiPass Goes the Extra Mile
MexiPass policies also come with unique benefits, such as our Home Services package that comes included with every one of our Mexican home insurance policies. Don’t stress out when you need a plumber, locksmith, or other service technicians - our policy will pay for these services if the need arises.
So what are you waiting for? If you own a home or condo in Mexico check out our MexiHome® PLUS and MexiHome® CondoPLUS policies. Rent in Mexico? No problem, our MexiHome® RentersPLUS policy is the best Mexican renters insurance on the market.
If you own a home valued over $1 Million USD or condo valued over $500k USD, please see our MexiHome® JumboPLUS and MexiHome® CondoJUMBO policies
If you need more information, or you want to get this coverage, Find a producer near you!
If you are a producer looking to offer MexiPass policies, Learn how to get appointed here!
FAQs
Mexpro's policies provide liability coverage that is required by law when driving in the United States, as well as medical expense coverage.
What insurance should I get when renting a car in Mexico? ›
Third Party Damage Liability (TPL) protection is mandatory on all rentals without exception. In Mexico, the Protection of Damages to Third Parties (Civil Liability) is required by Law in all vehicles.
How much is full coverage car insurance in Mexico? ›
How Much is Mexican Car Insurance? Cost per day: Coverage for liability only can be as low as $30 USD per day. If you include vehicle coverage, it can be about $42 USD per day. Annual cost: Annual liability coverage is around $200 USD per year.
What happens if you don't have Mexican car insurance? ›
If you'll be driving in Mexico, even for a short time, auto insurance is required by Mexican law, and you could end up in jail if you're involved in an accident and don't have it.
Can I insure my car in the US with a Mexican passport? ›
Some insurance companies strictly work with U.S. drivers. However, many major companies, including Progressive, are happy to offer car insurance for foreigners in the USA who have a recognized foreign license or an IDP. As long as you have a valid license to drive in the United States, you can purchase car insurance.
Can I buy Mexican auto insurance at the border? ›
Purchasing Mexican car insurance is a lot easier than you may think. You can purchase car insurance online through companies that have international car insurance policies and partners. If you happen to forget, you may be wondering, “can you buy Mexican car insurance at the border?”. The answer is yes.
Do you need extra insurance when renting a car in Mexico? ›
Personal Liability Insurance, also referred to as Third-Party Insurance, is mandatory when renting a car in Mexico. You cannot rent a car without this coverage. Although this is the only obligatory type of insurance, it's not always enough. In fact, it's highly recommended to opt for additional coverage.
Do I need to buy insurance when renting a car in Mexico? ›
Why am I required to purchase it? Mexican border patrol requires a renter to be covered under a Mexico insurance policy in order to enter Mexico as it provides the renter/occupants and vehicle with legal compliance upon crossing the border.
Do I need supplemental liability insurance when renting a car in Mexico? ›
Extended protection: Many car rental companies in Mexico offer Supplemental Liability Insurance (SLI), which is an extended protection that increases the coverage from the 50,000 pesos included in basic insurance. SLI is not mandatory, but it may come in handy in case of an accident.
How does car insurance work in Mexico? ›
The Mexican Federal Liability Law requires that you have car insurance coverage at all times while driving in Mexico. A Mexican policy includes liability insurance with add-ons for physical damage coverage, legal assistance, roadside assistance and more.
Similar to car insurance policies in the U.S., Mexican car insurance costs will vary from provider to provider and from person to person. For most providers, rates can be anywhere between $1 to $70 per day depending on your length of stay and vehicle type; we'll do a deep dive into both below.
How much is Mexican car insurance per day? ›
How Much is Mexican Car Insurance Per Day? The costs average between $2 and $40 a day. The cost depend on several factors including type of vehicle, length of stay and the type of coverage you choose. You can purchase a policy for a day, a month, or a year.
What does Mexican auto insurance cover? ›
Basic Coverage
This coverage level includes liability, travel assistance, medical payments, and legal assistance. Basic Mexico car insurance coverage may be for you if you're just a tourist for a day, or if you're driving an older car that doesn't need full coverage.
Does my AAA work in Mexico? ›
Driving on your trip to Mexico? Did you know U.S. automobile insurance is not valid in Mexico? If you plan on driving while you're in Mexico, AAA Travel strongly recommends purchasing a tourist liability auto insurance policy.
What happens if I get into a car accident in Mexico? ›
Immediate Steps After an Car Accident in Mexico:
Stay calm and call 911. Check to see if anyone is injured or hurt, offer help, if possible. Get the names and addresses of all the drivers involved in the accident. Get the license plate numbers of all the vehicles involved in the accident.
How long can I drive a Mexican car in the US? ›
You can legally drive the car in the United States with your Mexico license plates for a period of one year from the time you entered the US assuming the registration is current.
Can I get car insurance in the US with a foreign license? ›
To buy car insurance as a foreign driver, you'll need a valid driver's license from your home country or, depending on your home country's requirements, you might need to apply for an international driving permit. Generally, car insurers offer policies covering a six- or 12-month period.
Can a US resident have a Mexican car? ›
You cannot reside in the US with Mexican plates on your car. As long as you have a license, insurance and registration for your car, you can take it to the US.
How to get insurance on a Mexican vehicle? ›
The Mexican Federal Liability Law requires all tourists who plan on driving in the country to carry Mexican car insurance. So, your U.S. auto insurance company's policy alone won't cover you. You'll need to purchase a liability auto insurance policy from a licensed insurance company in Mexico.
