Kia Car Finance Offers | Kia Finance (2024)

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With low rate finance available across the Kia range, it's never been easier to find your perfect Kia

Picanto

Picanto '2' 1.0 Petrol Manual

Personal Contract Purchase Offer

7.9% APR representative*

£1,000 towards your deposit*

View Offer Details Learn more about PCP

Picanto

Picanto '2' 1.0 Petrol Manual

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Ceed

'GT-Line' 1.5 Turbocharged Petrol Manual

Personal Contract Purchase Offer

7.9% APR representative*

£1,250 towards your deposit*

View Offer Details Learn more about PCP

Ceed

'GT-Line' 1.5 Turbocharged Petrol Manual

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Ceed Sportswagon

'3' 1.5 Turbocharged Petrol Manual

Personal Contract Purchase Offer

7.9% APR representative*

£1,250 towards your deposit*

View Offer Details Learn more about PCP

Ceed Sportswagon

'3' 1.5 Turbocharged Petrol Manual

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

XCeed

'GT-Line S' 1.5 Turbocharged Petrol DCT Automatic

Personal Contract Purchase Offer

7.9% APR representative*

£2,000 towards your deposit*

View Offer Details Learn more about PCP

XCeed

'GT-Line S' 1.5 Turbocharged Petrol DCT Automatic

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

XCeed

'3' 1.6 Petrol Manual Plug-in Hybrid Automatic DCT

Personal Contract Purchase Offer

7.9% APR representative*

£2,000 towards your deposit*

View Offer Details Learn more about PCP

XCeed

'3' 1.6 Petrol Plug-in Hybrid Automatic DCT

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

ProCeed

'GT-Line' 1.5 Turbocharged Petrol Manual

Personal Contract Purchase Offer

7.9% APR representative*

£1,250 towards your deposit*

View Offer Details Learn more about PCP

ProCeed

'GT-Line' 1.5 Turbocharged Petrol Manual

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Niro

'4' 1.6 Petrol Hybrid Automatic DCT

Personal Contract Purchase Offer

7.9% APR representative*

£1,500 towards your deposit*

View Offer Details Learn more about PCP

Niro

'4' 1.6 Petrol Hybrid Automatic DCT

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Niro

'4' 1.6 Plug-in Hybrid Automatic DCT

Personal Contract Purchase Offer

7.9% APR representative*

£500 towards your deposit*

View Offer Details Learn more about PCP

Niro

'4' 1.6 Plug-in Hybrid Automatic DCT

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Niro EV

'4' 64 kwh EV Automatic

Personal Contract Purchase Offer

2.9% APR representative*

£1,000 towards your deposit*

View Offer Details Learn more about PCP

Niro EV

'4' 64 kwh EV Automatic

Personal Motor Loan Offer

2.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

EV6

'GT-Line S' 77.4kWh lithium-ion RWD EV Automatic

Personal Contract Purchase Offer

2.9% APR representative*

£2,000 towards your deposit*

View Offer Details Learn more about PCP

EV6

'GT-Line S' 77.4kWh lithium-ion RWD EV Automatic

Personal Motor Loan Offer

2.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

EV6

'GT' 77.4kWh lithium-ion RWD EV Automatic

Personal Contract Purchase Offer

2.9% APR representative*

£2,000 towards your deposit*

View Offer Details Learn more about PCP

EV6

'GT' 77.4kWh lithium-ion RWD EV Automatic

Personal Motor Loan Offer

2.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Soul EV

'Explore' Automatic

Personal Contract Purchase Offer

2.9% APR representative*

£1,500 towards your deposit*

View Offer Details Learn more about PCP

Soul EV

'Explore' Automatic

Personal Motor Loan Offer

2.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Stonic

'GT-Line S' 1.0 Turbocharged Petrol Manual

Personal Contract Purchase Offer

7.9% APR representative*

£1,250 towards your deposit*

View Offer Details Learn more about PCP

Stonic

'GT-Line S' 1.0 Turbocharged Petrol Manual

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Sportage

'GT-Line S' 1.6 Turbocharged Petrol

Personal Contract Purchase Offer

7.9% APR representative*

£1,500 towards your deposit*

View Offer Details Learn more about PCP

Sportage

'GT-Line S' 1.6 Turbocharged Petrol Auto

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Sportage

'GT-Line S' 1.6 Turbocharged Petrol Hybrid Auto

Personal Contract Purchase Offer

7.9% APR representative*

£1,500 towards your deposit*

View Offer Details Learn more about PCP

Sportage

'GT-Line S' 1.6 Turbocharged Petrol Hybrid Auto

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Sportage

'GT-Line S' 1.6 Turbocharged Petrol Plug-In Hybrid Auto

Personal Contract Purchase Offer

7.9% APR representative*

£500 towards your deposit*

View Offer Details Learn more about PCP

Sportage

'GT-Line S' 1.6 Turbocharged Petrol Plug-In Hybrid Auto

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Sorento

'Edition' 1.6 Turbocharged Petrol Self Charging Hybrid Automatic

Personal Contract Purchase Offer

7.9% APR representative*

£1,000 towards your deposit*

View Offer Details Learn more about PCP

Sorento

'Edition' 1.6 Turbocharged Petrol Self Charging Hybrid Automatic

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

Sorento

'Edition' 1.6 Turbocharged Petrol Plug-in Hybrid Automatic

Personal Contract Purchase Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PCP

Sorento

'Edition' 1.6 Turbocharged Petrol Plug-In Hybrid Automatic

Personal Motor Loan Offer

7.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

EV9

'GT-Line S' 99.8kWh lithium-ion AWD EV Automatic 7-seat

Personal Contract Purchase Offer

4.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PCP

EV9

'GT-Line S' 99.8kWh lithium-ion AWD EV Automatic 7-seat

Personal Motor Loan Offer

4.9% APR representative*

£0 deposit required*

View Offer Details Learn more about PML

* Personal Contract Purchase. Offers available on new orders from 2nd of April 2024 to 1st of July 2024. Fair wear and tear charges may apply. Kia reserve the right to amend or withdraw offers at any time without prior notice. T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.

* Personal Motor Loan. Offers available on new orders from 2nd of April 2024 to 1st of July 2024. Kia reserve the right to amend or withdraw offers at any time without prior notice. T&Cs apply. Subject to status. 18s or over. Guarantee may be required. Kia Finance, RH2 9AQ.

Kia Car Finance Offers | Kia Finance (41)

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Kia Car Finance Offers | Kia Finance (2024)

FAQs

What is the Kia Finance interest rate? ›

Kia financing rates can start anywhere from 0.90% to 3.90% APR for those with excellent credit currently. You can apply for financing online through the Kia website or visit your nearest dealership to find the loan and lease terms you may qualify for.

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Is it hard to get financed through Kia? ›

Generally, you'll need a credit score of at least 650 to qualify for Kia Finance America. However, exceptions may apply. Kia also considers other factors like your income and credit history.

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What finance company does Kia use? ›

About Us. Formed in 2012, our majority stakeholder is Santander Consumer (UK) plc, one of the UK's leading finance providers. We provide competitive finance and insurance products for over 180 dealers representing the Kia franchised network.

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What is the minimum credit score to lease a car from Kia? ›

What Is the Lowest Credit Score Kia Will Lease? Kia Finance doesn't specify the minimum credit score to be able to lease a vehicle. However, as mentioned earlier, a credit score from 650 to 850 is usually enough for you to qualify for financing.

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What is the best rate for financing a car? ›

LightStream - New car purchase loan. 4.5. NerdWallet rating. Est. APR. 7.74-15.69% Loan amount. $5,000-$100,000. ...
Consumers Credit Union - New car purchase loan. 5.0. NerdWallet rating. Est. APR. 6.24-17.54% Loan amount. ...
Alliant Credit Union – New car purchase loan. 4.0. NerdWallet rating. Est. APR. 5.50-23.25% Loan amount.

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What is an OK interest rate for a car? ›

The average auto loan interest rates across all credit profiles range from 5.64% to 14.78% for new cars and 7.66% to 21.55% for used cars.

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Can you pay off Kia finance early? ›

However, Kia Finance does not charge prepayment penalties, so you can pay off your loan early without incurring any additional fees. Paying off your Kia Finance loan early can be a smart financial move as it can save you money on interest charges over the life of the loan.

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How many months does Kia finance? ›

Usually 24 to 72 months.

What FICO score do car dealers use? ›

The base FICO score is also called FICO Score 8 or 9. It's not designed specifically for auto loans, but many lenders use it. It's a number between 300 and 850, and a higher score means that a person is more likely to make loan payments on time.

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Is 1000 down on a car enough? ›

In general, you should strive to make a down payment of at least 20% of a new car's purchase price. For used cars, try for at least 10% down. If you can't afford the recommended amount, put down as much as you can without draining your savings or emergency funds.

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Can I get a car with a 560 credit score? ›

In general, you'll need a FICO credit score of at least 600 to qualify for a traditional auto loan. However, the minimum credit score required with vary from lender to lender. As interest rates increase due to inflation, securing a subprime auto loan may be more difficult — but not impossible.

View Details ›

What brand owns Kia? ›

Hyundai Motor Group decided to purchase the auto company in 1998 to keep it afloat. Kia and Hyundai Motor Group operate independently, but Hyundai is the parent company of Kia Motors. The difference between Kia and Hyundai is that both companies have their own brand philosophies to uniquely produce their vehicles.

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What is a good FICO score to lease a car? ›

The typical minimum for most dealerships is 620. A score between 620 and 679 is near ideal and a score between 680 and 739 is considered ideal by most automotive dealerships. If you have a score above 680, you are likely to receive appealing lease offers.

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Is leasing a Kia a good idea? ›

One of the primary advantages of leasing a Kia is the lower monthly payments compared to financing a vehicle purchase. Since you're essentially paying for the depreciation of the vehicle over the lease term, the monthly payments are typically lower than if you were financing the entire purchase price.

Keep Reading ›

Can I lease a car with 550 credit score? ›

Even those with poor credit can lease a car, but — similar to taking out an auto loan with bad credit — your rates may be less favorable than those with strong credit. Dealers give customers with good credit scores better interest rates. If you have too low a score, they may not lease to you at all.

Get More Info Here ›

Is 5.99 interest rate good for car? ›

The current average APR rate for a person with a 781-850 credit score when buying a new car is 4.75% and 5.99 when buying a used car.

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Is car interest rate negotiable? ›

This is known as the “buy rate.” The dealer will choose the offer to present to you, but they may have an incentive to charge you more than the proposed buy rate. This means that the interest rate you receive through a dealership is generally higher, but you can negotiate this rate, along with other loan terms.

What is the interest rate on the Kia k5? ›

3.9% APR for a term of 36 months corresponds to a monthly cost of $29.48 per $1000 financed.

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What is the interest rate on the Kia Sorento 2024? ›

Financing Offer : 4.75% APR for 48 months on select Kia Sorento Hybrid models.